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To view an article in full, click on the word "more" at the end of the extract to go to Money Marketing's website |
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The Technology Transformation - 25th November 2010
Summing up transformation in communication technologies over the last quarter of a century is almost impossible. Just as transportation changed the first half of the 20th century... more |
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Practical Platform Policy - 25th November 2010
The long awaited platform consultation paper from the FSA is bound to spark intense industry debate. Paper 10/29 certainly brings further clarification on independance and the use of platforms... more
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Fair Comparison - 11th November 2010
Most life offices have been making considerable efforts throughout 2010 to implement the FSA requirement that providers use different, essentially reduced, growth rates... more |
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Time Machine - 28th October 2010
Not before time, the industry is finally facing up to many major challenges of the RDR. Advisers are recognising that it is not just about passing exams... more
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Hack to the Future - 14th October 2010
The recent high-profile coverage of BT's failure to encrypt an email attatchment highlights the problem that while email may be a highly convenient way of communicating, in its raw form it is far from secure... more
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Right on Track - 30th September 2010
A couple of weeks ago, I wrote about two services that can offer major benefits to advisers as they prepare for the RDR... more
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The Value of Training - 16th September 2010
Although it may seem strange, I am rather relieved that news from Aviva's latest retail distribution review suggests... more
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Breaking Point for ABI - 2nd September 2010
My initial reaction when I read that the Association of British Insurers has advised the Government that ... more
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Fair Comparisons - 19th August 2010
Over the last few months, an increasing number of software packages have emerged to help advisers in comparing the cost ... more
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Forum is Forewarned - 5th August 2010
There can be few things advisers hate more than clawbacks. It can be hard enough to get business on the books without ... more
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Integrate Expectations - 22nd July 2010
The date for RDR implementation may still be nearly two-and-a-half years away but the process has already been a catalyst for major change in the market ... more
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The Y's and Wherefores - 8th July 2010
Over the last year, I believe there has been a substantial inprovement in the quality of many of the documents emanating from the FSA ... more
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The App of My Eye - 24th June 2010
Two weeks age, I looked at the fundamental changes being driven by the emergence of consumer-focused technology on the wider world... more
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Sense of Power - 10th June 2010
Last week's launch of the iPad, which has to be the most hyped item of technology launched this year, combined neatly with... more
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Value Added - 27th May 2010
With the deadline to RDR just two-and-a-half years away, there are a wide range of solutions emerging to help advisors gain... more
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| A Decent Price - 14 May 2010
Recent suggestions that the FSA might introduce decency limits of 3 per cent for initial adviser-charging and 0.5 per cent per annum for ongoing advice were met with horror by many in the market.... more |
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Security Barriers - 29 April 2010
It is hard not to pick up a newspaper these days without reading about an iPad, e-Reader or other mobile device that looks set to transform the way people will read. ........ more |
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FSA Sets a High Standard - 19 April 2010
In the aftermath of the avalanche of FSA documents released on March 26 covering the RDR and platforms, I am spoilt for choice in terms of subjects to comment on this week..... more |
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Reading Matter - 1 April 2010
You can tell there is a public holiday approaching. By the time you read this, the FSA should have published a further instalment of the retail distribution review saga, expected to include final rules and long-awaited pronouncements on platforms ......... more |
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Stand and Deliver - 19 March 2010
IFAs begin planning their post-retail distribution review services, it is becoming clear that for any ongoing service-based proposition, advisers are going to need significantly more information about client investments and that such data must be delivered more regularly and efficiently than has historically been the case. Discussions I am involved in are increasingly leading ............ more |
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Master Plan - 4 March 2010
Within 24 hours of writing my column two weeks ago about how IFAs can prepare to compete with mighty info-mediaries like Google, I saw a shining example of what can be achieved. I have been aware of All My Plans' intentions to launch a range of services to help advisers provide a consumerfacing online presence for
about a year but ........ more |
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How to Beat Google - 19 February 2010
The news that the organisation whose name has become the verb to describe an internet search is entering the mortgage-sourcing market, even if, at the moment, it is only in the US, probably sent a shiver down the spine of every IFA and mortgage broker. And if it didn't, it should have done. The initial mortgage service will be in America but there are four other territories ....... more |
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Face Saver - 4 February 2010
Preparing for the RDR should be a major activity for every adviser firm. There ar still some areas to be clarified, but many of the things that should be done are in areas where, even if a miracle happens ad the FSA does a U-turn, the effort expended would be time well spent in improving adviser efficiency and profitability. This week, I would like to look at a few such steps......more |
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Stay in Touch - 21 January 2010
The last few weeks have seen the launch of an unparalleled number of new communication devices designed to change the way in wihch consumers access information. Microsoft announced its new slate joint ventrure with Hewlett Packard, and Lenovo, the Chinese-owned firm that ...... more
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Cryptic Clues - 7 January 2010
When a technology issue become the second most commented on story on the Money Marketing website, it is clear that some-thing major is happening. Last month, 46 comments appeared in response to Sesame insisting that advisers take action to protect client information in email communications....... more
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