The Financial Technology Research Centre Limited trading as The Financial Technology Research Centre (FTRC) whose registered office is at 59-60 Russell Square, London, WC1B 4HP.  Company Registration Number: 02484495 (Registered in England). 

Contact email address: samantha.smith@ftrc.co.uk  

Use of site content

This service is provided to you subject to these terms and conditions.

If you change your name, e-mail address or any other address or information you provide to us on registration, you must notify us of the new details promptly.

Your password is for use by you personally, it should not be passed on or disclosed to any other person. If you pass on your password to another person you will indemnify FTRC in respect of any loss incurred through your disclosing your password to another party. If you are aware or suspect that an unauthorised person knows your password you must promptly notify us and we will cancel your existing password and allocate you a new one.

We will use all reasonable efforts to prevent any unauthorised access to the website. However, we will not be liable for any damage or loss however suffered if any unauthorised person gains access to it.

Site Content

The website's purpose is to provide services, research, analysis, reports and data (jointly known as "information") relevant to the financial services industry, assistance and useful links between product providers, service providers the IFA community and Government and Standards bodies. The site also seeks to provide additional services to registered users, who will be alerted as to new or existing information may be available. Although use of the website is free, customised or bespoke services provided may be subject to separate terms of use.

FTRC has taken considerable care to ensure that the information published on this website is accurate, reliable and up-to-date. Because of the possibility of human and mechanical error, as well as other factors, no warranty is given as to the accuracy or completeness of any information and FTRC shall not be liable for any errors or omissions in such information or materials provided. The information and materials published are provided for general information and are not intended to be relied upon as specific advice or recommendations. All information and materials referred to on this website are subject to change without notice.

We shall not be responsible for any information, content, services, products or otherwise contained in any website accessed via a hypertext link from this website. The content, accuracy and opinions expressed in such websites are not checked, analysed, monitored or sanctioned by us.

The information contained on this website does not constitute a distribution, an offer to sell or the solicitation of an offer to buy.

FTRC accepts no legal liability for loss, damages or expenses which you may suffer or incur directly or indirectly by you accessing this website.

All information on this website is Copyright © The Financial Technology Research Centre Limited. Information accessed on this website is protected under Copyright Law.  You may download information and material from the website onto a computer screen or mobile telephone, and print individual pages on paper (but not on any storage device connected to a network) but you cannot copy, republish (create a database in electronic form by systematically downloading and storing all or any of the content), redistribute, sell, lease, rent or remove the copyright from the information contained on the website for commercial purposes or gain. In the event that you wish republish or redistribute information this may occur with special arrangement and prior written permission of FTRC. Requests should be addressed to 59-60 Russell Square, London, WC1B 4HP.

We may vary these terms and conditions from time to time. We advise you to check for updated terms each time you use this site, as those updated terms shall apply in respect of any subsequent use you make of this site

Security of your data

FTRC is committed to safeguarding the security of all information about you that you provided to us. We are registered under the Data Protection Act 1998 ("the Act"). These terms and conditions only cover the FTRC website www.ftrc.co.uk, any website we link to from within our website are not covered by these terms.

While providing a personalised and valuable service we will take all commercially reasonable appropriate technical and organisational precautions against any unauthorised accessing, processing or accidental loss or destruction of or damage to your personal data. You acknowledge that whilst we use the latest technical developments and techniques available to us we cannot guarantee the security of the site.

When you register on the site we will ask you to input personal details necessary to enable us to identify you. We may use the personal details you give us in any of the following ways:

• We may use your personal details to update our records on you;
• We may disclose your details if we are required or permitted to do so by law or by relevant regulatory bodies.
• We may use your details to notify you of any enhancements to FTRC's website and services. However, if you would rather we did not, simply email us at unregister@ftrc.co.uk and enter your email address in the subject.
• We will store your personal details on computer but we will not keep them for any longer than necessary. Under the terms of the Data Protection Act 1998 you are entitled to a copy of all the information we hold about you, but you will have to pay a small administrative charge for this.
• You may at any time decide to stop using our Services, in which case you should notify us in writing.
• You may access and correct your personal information held by us on request. If you wish to do this please contact us.
• We will not use the personal details you give us in any of the following ways:
  • Sell or divulge your personal information to others.